Commercial Loans

Explore California commercial loan options for business owners and real estate investors. Reena Loans & Real Estate helps clients finance multifamily, mixed-use, retail, office, hospitality, and investment properties with SBA, bridge, DSCR, and other commercial lending solutions.

Required Documents

Tax Returns

  • Last 3 years of personal tax returns (with 1099/W-2) for all partners

  • Business tax returns for all owned companies

  • IRS extension if most recent returns aren’t filed

Income

  • Current year-to-date Profit & Loss statement

  • Last year’s P&L + Balance Sheet (if return not available)

  • Business license

Assets

  • 2 months of bank statements for all accounts: business, personal, IRA, 401K, mutual funds, etc.

Identification

  • Copy of each partner’s driver’s license

Professional Background

  • Resume or biodata for each partner (education & experience)

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