Loan Documents list
- Tax returns: Last two years with 1099 and/or w-2s
If last year’s tax returns are not filed, copy of extension.
- If Job Income
Copy of recent one-month paystubs
- If Business Income
Current Year to Date Profit and Loss statement
If last year’s tax return is not ready, last year’s profit and loss statement and balance sheet.
If a business is paying for any personal loans or mortgage, need 12 months payment history of business account, i.e., 12 months bank statements or 12 months payment history list.
- 2 months bank statements of all the accounts personal/IRA/Retirement/401K/Mutual funds or other liquid asset accounts
- Copy of driver’s license
- If Current Property Owner
- Immigration Status: