Residential Loan

Loan Documents list

  • Tax returns: Last two years with 1099 and/or w-2s

If last year’s tax returns are not filed, copy of extension.

  • If Job Income

Copy of recent one-month paystubs

  • If Business Income

Current Year to Date Profit and Loss statement

If last year’s tax return is not ready, last year’s profit and loss statement and balance sheet.

Business License

If a business is paying for any personal loans or mortgage, need 12 months payment history of business account, i.e., 12 months bank statements or 12 months payment history list.

  • 2 months bank statements of all the accounts personal/IRA/Retirement/401K/Mutual funds or other liquid asset accounts
  • Copy of driver’s license
  • If Current Property Owner
Copy of property insurance and real estate tax of all properties Current month mortgage statements of all the properties
  • Immigration Status:
If you are a green card holder – Copy of Green Card If you are on H1B visa – Copy of H1B visa

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